earnings
confidence medium
sentiment negative
materiality 0.75
Insperity Q3 net loss $20M, adj EPS ($0.20); extends UHC deal with $500k pooling cap through 2028
INSPERITY, INC.
2025-Q3 EPS reported
$0.69
revenue$5,144,000,000
- Q3 revenues $1.6B (+4% YoY); net loss $20M; GAAP EPS ($0.53); adjusted EPS ($0.20).
- Healthcare costs drove 15% gross profit decline to $195M; elevated inpatient/outpatient/pharmacy trends cited.
- New UnitedHealthcare contract extends through 2028, reduces large-claim pooling to $500k from Jan 2026, adds volume incentives.
- YTD net income $26M ($0.69 EPS); adjusted EBITDA $144M; returned $87M to shareholders via buybacks and dividends.
- HRScale (Insperity/Workday) product rollout underway; Workday costs $38M YTD.