earnings
confidence high
sentiment neutral
materiality 0.75
Enterprise Financial Q4 EPS $1.45 beats prior year; NIM expands to 4.26%; completes 12-branch acquisition
ENTERPRISE FINANCIAL SERVICES CORP
2025-FY EPS reported
$5.31
- Q4 net income $54.8M ($1.45 diluted EPS) vs $1.28 prior year; full year EPS $5.31 vs $4.83.
- NIM 4.26%, up 3 bps linked quarter; net interest income $168.2M.
- Loans +$217M to $11.8B; deposits +$1.0B to $14.6B; branch acquisition added $292M loans, $610M deposits.
- Nonperforming assets 0.95% vs 0.30% a year ago; foreclosed on 6 properties in large relationship, $4M charge-off.
- Dividend raised $0.01 to $0.33/share for Q1 2026; 67k shares repurchased in Q4.