OFG Bancorp Q1 EPS $0.76 beats prior quarters; NIM expands to 4.47%

OFG BANCORP

2022-Q1 EPS reported $0.76

Diluted EPS of $0.76 vs $0.66 in 4Q21 and $0.56 in 1Q21.
Core revenues $136.4M vs $141.0M in 4Q21; Net interest income $105.2M.
Net interest margin expanded to 4.47% from 4.18% in 4Q21.
Loans held for investment grew $145.4M from 4Q21 to $6.55B; deposits up $375.1M to $8.97B.
Credit quality improved: net charge-off rate 0.04%; repurchased $33.5M shares.

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