OFG Bancorp Q4 EPS $1.27 (up 16.5% YoY); full-year EPS $4.58 (up 8.3%)

OFG BANCORP

2025-FY EPS reported $4.58

4Q25 EPS $1.27 vs $1.09 a year ago; total core revenues $185.4M, up 1.9% YoY.
Full-year 2025 EPS $4.58 vs $4.23; core revenues $729.8M, up 2.8%.
Loans held for investment $8.20B, up 5.25% YoY; deposits $9.92B, up 5.0%.
Share repurchases of $91.6M in 2025; CET1 ratio 13.97%, tangible book value $29.96.
Net interest margin 5.12%; ROATCE 17.20%; NCOs 1.32%, NPL ratio 1.59%.

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