earnings
confidence high
sentiment positive
materiality 0.65
CF Bankshares Q4 net income $4.7M ($0.72/share); loans up $98M, NIM 3.08%
CF BANKSHARES INC.
2022-FY EPS reported
$2.78
- Net income $4.7M ($0.72 diluted EPS) for Q4 2022, up 10% from Q3 2022; full-year net income $18.2M ($2.78 EPS).
- Pre-provision net revenue (PPNR) $6.5M for Q4, up 20% QoQ; full-year PPNR $23.4M.
- Net loans grew $98.4M (6.7%) sequentially to $1.6B; nonperforming loans remain low at 0.05%.
- Net interest margin (NIM) 3.08% for Q4, down 28bps from prior quarter and year-ago.
- Declared $0.05 per share cash dividend payable Jan 31, 2023; relocating headquarters to New Albany, Ohio.