earnings
confidence high
sentiment positive
materiality 0.70
Red River Bancshares Q3 net income $10.8M, EPS $1.63; dividend raised 25%
RED RIVER BANCSHARES INC
2025-Q3 EPS reported
$4.65
- Net income $10.8M ($1.63 EPS) vs $10.2M ($1.51 EPS) in Q2 2025, up 5.9%.
- Net interest margin FTE 3.43%, up 7 bps; net interest income rose $1.1M.
- Loans HFI $2.17B (+1.6% QoQ); deposits $2.84B (+1.0%); NPA ratio 0.08%.
- Quarterly dividend increased 25% to $0.15/share; private repurchase of 100k shares for $5.3M.
- Guidance: expect NII and NIM to decrease slightly in Q4 due to rate cuts and securities cash flows.