earnings
confidence high
sentiment negative
materiality 0.65
TCBI Q1 EPS $0.92 vs $0.46 YoY; net income $47M; shareholders reject say-on-pay
TEXAS CAPITAL BANCSHARES INC/TX
2025-Q1 EPS reported
$0.92
- Net income available to common stockholders $42.7M ($0.92 diluted EPS) vs $21.8M ($0.46) a year ago; QoQ down from $1.43.
- Total deposits grew 9% YoY to $26.05B; total loans held for investment up 7% to $22.38B.
- CET1 ratio 11.6%, Total Capital 15.6%; all regulatory ratios above well-capitalized thresholds.
- Say-on-pay advisory vote failed: 21.8M against, 19.4M for (excluding broker non-votes of 2.2M).
- Pre-provision net revenue $77.5M; net charge-offs $9.8M; criticized loans $762.9M.