secwatch / observer
8-K filed October 1, 2025, 7:59 PM ET ticker SPFX CIK 0001807893
debt confidence high sentiment positive materiality 0.65

STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX): debt financing — Standard Premium Finance expands credit line to $115M, cuts rate, extends maturity to 2028

STANDARD PREMIUM FINANCE HOLDINGS, INC.

Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.9

STANDARD PREMIUM FINANCE HOLDINGS, INC. amended credit facility of $75,000,000 with an additional uncommitted $40,000,000 accordion feature for a total of $115,000,000 with First Horizon Bank, Flagstar Bank and Cadence Bank at 210 bps from a range of 255 – 296 bps maturing September 25, 2028.

Instrument
credit facility
Principal
$75,000,000 with an additional uncommitted $40,000,000 accordion feature for a total of $115,000,000
Counterparty
First Horizon Bank, Flagstar Bank and Cadence Bank
Rate
210 bps from a range of 255 – 296 bps
Maturity
September 25, 2028
Event
amendment
Exact text from the filing
On September 25, 2025, Standard Premium Finance Holdings, Inc., a Florida corporation (the “Company”), through its wholly-owned subsidiary, Standard Premium Finance Management Corporation (the “Borrower”) entered into a Fifth Amendment to Loan Agreement and Omnibus Amendment to Loan Documents (the “Amendment”) with First Horizon Bank, Flagstar Bank and Cadence Bank, which increased the maximum aggregate borrowing capacity under the Loan Agreement to $75,000,000 with an additional uncommitted $40,000,000 accordion feature for a total of $115,000,000. The Amendment also reduced the interest rate margin to 210 bps from a range of 255 – 296 bps. Additionally, the Amendment extended the maturity date of the loan to September 25, 2028.
View on SEC.gov

304 debt financings filed in the last 30 days. Browse all debt financings →

STANDARD PREMIUM FINANCE HOLDINGS, INC. filing history →

Source: SEC EDGAR
accession 0001079973-25-001528
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