Recent 8-K filings for SPFX

• April 28, 2026, 7:59 PM ET other material materiality 0.50 positive item 8.01item 9.01

  Standard Premium repurchases 76,000 shares at $2.25; cites strong 2025 results

  Repurchased 76,000 shares at $2.25 per share under board-authorized buyback program.

• March 31, 2026, 7:59 PM ET other material materiality 0.50 neutral item 4.01item 9.01 ◈ Auditor Changes ×2

  Standard Premium Finance Holdings replaces independent auditor Stephano Slack with M&K CPAs

  Stephano Slack LLC resigned as independent auditor effective March 27, 2026; no disagreements or reportable events.

• December 29, 2025, 6:59 PM ET leadership materiality 0.30 neutral item 8.01

  Director John Leavitt resigns from Standard Premium Finance Holdings board effective Dec 28, 2025

  John Leavitt resigned as Director effective December 28, 2025.

• November 13, 2025, 6:59 PM ET other materiality 0.15 neutral item 5.07

  Standard Premium Finance Holdings reports annual meeting voting results; directors elected, auditor ratified

  Shareholders elected John Leavitt, Christopher Perrucci, and Carl Christian Hoechner as directors for three-year terms.

• October 1, 2025, 7:59 PM ET debt materiality 0.65 positive item 2.03item 9.01 ◈ Debt Financings

  Standard Premium Finance expands credit line to $115M, cuts rate, extends maturity to 2028

  Maximum borrowing capacity raised to $75M (committed) plus $40M uncommitted accordion, totaling $115M.

• July 31, 2025, 7:59 PM ET earnings materiality 0.60 positive item 8.01item 9.01

  Standard Premium Finance posts Q2 revenue $3.1M, ROE 15%, expands buyback to open market

  Q2 revenue $3.1M, income before taxes $345k, return-on-equity 15%.

• July 24, 2025, 7:59 PM ET earnings materiality 0.55 positive item 2.02item 9.01

  Standard Premium Q2 revenue $3.1M, EPS $0.08; loan portfolio up 9.7% to $70M

  Q2 2025: revenue $3.1M, income before taxes $345k, diluted EPS $0.06.

• May 28, 2025, 7:59 PM ET other material materiality 0.55 positive item 1.01item 2.03item 8.01item 9.01

  Standard Premium Finance ups revolver to $50M and authorizes $250K stock buyback

  Revolver increased from $45M to $50M via amendment with First Horizon Bank on May 21, 2025.

• April 21, 2025, 7:59 PM ET other material materiality 0.35 neutral item 4.01item 9.01

  Standard Premium Finance replaces auditor Assurance Dimensions with Stephano Slack

  Assurance Dimensions resigned as independent auditor on April 18, 2025, effective immediately.

• April 2, 2025, 7:59 PM ET leadership materiality 0.60 positive item 5.02item 9.01

  Standard Premium Finance enters 5-year employment agreements with CEO & CFO; grants PSUs tied to EPS and Nasdaq listing

  CEO William Koppelmann gets $275K base salary, target annual bonus of 100% of base, and 25,000 performance-based RSUs.

• November 12, 2024, 6:59 PM ET other material materiality 0.10 neutral item 5.07item 9.01

  Standard Premium Finance shareholders reelect directors and ratify auditor at annual meeting

  Brian Krogol and James Wall reelected as directors for three-year terms, all votes for.

• August 19, 2024, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01

  Standard Premium Finance Q2 2024 revenue exceeds $3M, net income up 86% YoY

  Total revenue >$3.0M, +35% YoY; loan originations >$40M, +25% YoY.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.65 · Median 0.53 · Most common event other_material

7 positive 0 negative 5 neutral

source · SPFX on sec.gov