Bread Financial March 2026 net principal loss rate 7.23%, delinquency improves to 5.59%

BREAD FINANCIAL HOLDINGS, INC.

Net principal loss rate of 7.23% for March 2026 (month); 7.33% for Q1 2026.
End-of-period credit card & other loans $18.14B; average loans $18.04B for March, up 1.3% YoY.
Net principal losses $111M for March, $331M for Q1 2026.
30+ day delinquency rate 5.59% as of March 31, 2026, vs 5.93% a year earlier.
Average credit card loans for Q1 2026 were $18.28B, up 0.7% YoY.

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