earnings
confidence high
sentiment positive
materiality 0.55
UBCP Q4 2023 EPS $0.42, up 5% YoY; full-year EPS $1.57, up 4.7%
UNITED BANCORP INC /OH/
2023-FY EPS reported
$1.57
- Q4 net income $2.389M ($0.42 EPS) vs $2.306M ($0.40) in Q4 2022, increases of 3.6% and 5.0%.
- FY2023 net income $8.950M ($1.57 EPS) vs $8.657M ($1.50) in 2022, up 3.4% and 4.7%.
- Net interest income rose $1.447M (5.9%) for the year; net interest margin 3.65%, down 2 bps YoY but up 2 bps linked quarter.
- Total loans $483.2M at Dec 31, up $22.4M (4.9%) from Q3 end; nonaccrual & past due 30+ days were $1.15M (0.24%).
- Regular quarterly dividend increased to $0.17 (up 6.3% YoY); total 2023 dividends $0.8150/share including $0.15 special; yield 6.4%.