Upbound Group subsidiary Acima files lawsuit against CFPB over lease-to-own regulation

UPBOUND GROUP, INC.

Acima sued CFPB in Eastern District of Texas, challenging authority to regulate lease-to-own transactions.
Lawsuit argues lease-to-own is not credit or financing under federal law; CFPB investigation predates Upbound's 2021 Acima acquisition.
Acima states CFPB threatened litigation after failed settlement talks; seeks to halt regulatory expansion.
Upbound CEO vows to defend against regulatory overreach; Acima holds A+ BBB rating and NPS of 70.

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