United Community Q1 EPS $0.58 GAAP, $0.59 operating; NIM expands 10 bps to 3.36%

UNITED COMMUNITY BANKS INC

2025-Q1 EPS reported $0.58 revenue$247,677,000

Net income $71.4M ($0.58 diluted); operating EPS $0.59, up 13% YoY.
Net interest margin 3.36%, up 10 bps QoQ; net interest revenue $212M, up 6% YoY.
Loans grew $249M (5.6% annualized); customer deposits up $309M (5.4% annualized).
Credit quality stable: net charge-offs 0.21% of avg loans, NPAs improved to 0.33% of assets.
Quarterly dividend raised 4% YoY to $0.24/share; planned acquisition of American National Bank closing May 1.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.