Highest-materiality recent filing
United Community names Tom Speir as CFO effective Sept 8, 2026
Tom Speir named EVP & CFO effective Sept 8, 2026, succeeding Jefferson Harralson who retires.
United Community Banks appoints Carl Carande to Board of Directors
Carl Carande appointed to Board effective August 1, 2026; Board expanded to 13 directors.
United Community Banks completes acquisition of Peach State Bancshares
Merger effective August 1, 2026; Peach State merged into United, bank subsidiary into United Community Bank.
United Community Banks Q2 2026 EPS $0.95 GAAP, $0.71 operating; loan growth 6.8% annualized
GAAP EPS $0.95, operating EPS $0.71; net income $115.6M, up 47% YoY.
United Community Banks gets all regulatory nods for Peach State deal; closing set for Aug 3
Election deadline for Peach State shareholders to choose merger consideration is July 20, 2026 at 5:00 p.m. ET.
United Community Banks sells Navitas equipment finance business to Wafra for $1.9B cash
Purchase price ~$1.9B cash (~7% premium to par value); estimated $109M pre-tax benefit, 3% TBV accretion, +145bps CET1.
All 12 director nominees elected with 90M-97M for votes; broker non-votes 8.4M.
United Community CFO Jefferson Harralson to retire by year-end; search underway via Korn Ferry
Jefferson Harralson to resign as EVP and CFO effective Dec 31, 2026, after nine years at United Community.
United Community Banks to acquire Peach State Bancshares for $100.8M
Deal: $100.8M aggregate value; shareholders elect $31.75 cash or 0.8978 UCB shares per share, prorated 50/50.
Net income $84.3M; diluted operating EPS $0.70, up 19% from Q1 2025.
United Community Q4 2025 net income $86.5M, EPS $0.70; NIM expands to 3.62%
Net income $86.5M vs $75.8M a year ago; diluted EPS $0.70 (+$0.09 YoY); operating EPS $0.71.
United Community Banks announces $100M share repurchase program for 2026
Board authorized up to $100M of common stock repurchases, effective Jan 1, 2026 through Dec 31, 2026.
United Community Q3 net income $91.5M, EPS $0.70 GAAP, $0.75 operating; revenue up 27% YoY
Net income $91.5M, diluted EPS $0.70 GAAP, operating EPS $0.75, up 32% YoY.
United Community Banks redeems all $88M 6.875% Series I Preferred Stock on Sept 15, 2025
Redemption of all outstanding 6.875% Series I Non-Cumulative Perpetual Preferred Stock.
United Community Banks Q2 EPS $0.66 operating, NIM expands 14 bps to 3.50%
GAAP EPS $0.63, operating EPS $0.66; up 14% YoY on operating basis.
All 12 director nominees elected; David H. Wilkins received lowest support with 89.3M for (8.5M withheld).
United Community Banks closes acquisition of ANB Holdings, parent of American National Bank
Merger effective May 1, 2025; ANB Bank will convert to United Community brand on July 11, 2025.
United Community Q1 EPS $0.58 GAAP, $0.59 operating; NIM expands 10 bps to 3.36%
Net income $71.4M ($0.58 diluted); operating EPS $0.59, up 13% YoY.
United Community Banks enters employment agreement with Chief Banking Officer Bradshaw
Base salary of no less than $675,000; annual cash incentive target at least 100% of base salary.
United Community Banks Q4 2024 net income $75.8M, diluted EPS $0.61; operating EPS $0.63
Net income $75.8M ($0.61 diluted EPS GAAP); operating EPS $0.63 up 19% YoY and 11% linked quarter.
United Community Banks to acquire ANB Holdings for ~$80M in all-stock deal
United will issue 1.650 shares of its common stock per share of ANB common stock; deal value ~$80 million.
United Community Q3 GAAP EPS $0.38; operating EPS $0.57 (+27% YoY)
Net income $47.3M, GAAP EPS $0.38; operating EPS $0.57 after excluding $0.18 loss on manufactured housing loan sale.
United Community Banks appoints former Goldman Sachs MD Sally Pope Davis to board
Board expanded from 12 to 13 directors; Davis fills new vacancy effective Sept 4, 2024.
United Community Banks sells $318.2M manufactured housing loan portfolio to 21st Mortgage
Portfolio sold on August 30, 2024 to 21st Mortgage Corporation, a Clayton Homes division.
United Community Banks to transfer stock listing from Nasdaq to NYSE effective Aug 6
Common stock to trade under new ticker 'UCB' on NYSE; last Nasdaq trade on Aug 5, 2024.
United Community Q2 net income $66.6M; operating EPS $0.58; NIM widens 17bps to 3.37%
Net income $66.6M, diluted EPS $0.54 GAAP (+2% YoY); operating EPS $0.58 (+5% YoY).
United Community Banks holds 2024 annual meeting; all director nominees elected
Shareholders elected 12 directors with terms expiring 2025; Lance F. Drummond received 82.8M for and 11.3M withheld.
United Community Q1 net income $62.6M, diluted EPS $0.51, down 2% YoY
Net income Q1 2024 of $62.6M; GAAP diluted EPS $0.51 vs $0.52 YoY; operating EPS $0.52.
United Community Banks Q4 GAAP EPS $0.11, down 85% YoY; operating EPS $0.53 up 18% QoQ
Q4 net income $14.1M, diluted EPS $0.11 vs $0.74 YoY; operating EPS $0.53 down 29% YoY but up 18% QoQ.
United Community Banks expects $62M pre-tax Q4 charge from FDIC assessment and bond sale loss
Pre-tax charge of ~$62M ($0.41 EPS) for Q4 2023, from FDIC special assessment ($10M) and securities loss ($52M).
United Community Banks appoints John M. James to Board of Directors
Appointment effective December 1, 2023; board expanded from 11 to 12 directors.
United Community Banks extends common and preferred stock repurchase programs through Dec 2024
Preferred stock repurchase of up to $18.4M of Series I Non-Cumulative Preferred Stock (UCBIO) extended to Dec 31, 2024.
United Community Banks adopts new Executive Incentive Plan effective for FY2024
Plan replaces the 2007 annual incentive plan; adopted Oct 31, 2023 by Talent and Compensation Committee.
UCBI Q3 net income $47.9M, EPS $0.39; net charge-offs surge 0.59% of loans
GAAP diluted EPS $0.39, down 47% YoY and 26% QoQ; operating EPS $0.45, down 40% YoY.
UCBI expects ~$19M Q3 charge-off from syndicated credit to bankrupt oil distributor
Participation of 8.7% in a $218.5M syndicated credit led by First Horizon Bank to a wholesale oil distributor.
United Community Banks Q2 net income $63.3M, EPS $0.53; NIM down 24 bps to 3.37%
Diluted EPS $0.53 GAAP, $0.55 operating; net income $63.3M vs $66.8M year ago.
United Community Banks completes First Miami Bancorp acquisition in stock-for-stock merger
Each First Miami share converted into 40.2685 UCBI shares; ~3.5 million UCBI shares issued.
UCBI Board authorizes up to $25M repurchase of Series I preferred stock
Board approved repurchase of up to $25M of Series I Non-Cumulative Preferred Stock (UCBIO) through open-market or private transactions.
UCBI receives all regulatory approvals for First Miami merger; closing expected July 1, 2023
FDIC, Federal Reserve Bank of Richmond, and South Carolina Board of Financial Institutions approved the acquisition.
United Community Banks shareholders elect 11 directors, approve say on pay, ratify auditor
Annual meeting held May 17, 2023; 99,950,573 shares represented (86.8% of 115,142,318 outstanding).
United Community Banks Q1 net income $62.3M, EPS $0.52; organic loan growth 8%, deposit growth 10%
Net income $62.3M ($0.52 diluted GAAP EPS); operating EPS $0.58, up 16% YoY.
United Community Banks to present Q4 2022 results and preliminary Q1 2023 info at investor meeting
Presenting on March 13, 2023 at Piper Sandler Atlanta Bank Tour.
United Community Banks to acquire First Miami Bancorp in stock-for-stock merger
Each share of First Miami common stock to be exchanged for 40.2685 shares of UCBI common stock.
UCBI adopts change-in-control agreements for five execs; new CEO employment agreement with Harton
H. Lynn Harton (CEO) new employment agreement: $1.05M base salary, target cash incentive >=100% of base, LTI >=200% of base.
United Community Banks to acquire First Miami Bancorp in $115.9M all-stock deal
All-stock transaction valued at ~$115.9M; exchange ratio 40.2685 UCBI shares per FMIA share.
United Community Q4 GAAP EPS $0.74, operating $0.75; loan growth 12% annualized
Net income $81.5M; diluted GAAP EPS $0.74 (up 35% YoY, flat QoQ); operating EPS $0.75.
United Community Banks closes $296M stock merger with Progress Financial Corp.
Effective Jan 3, 2023: each Progress share converted to 0.770 UCBI shares; total ~8.771M new UCBI shares issued.
United Community Banks Q3 net income $81.2M, EPS $0.74, loans up 9.4% annualized
Diluted EPS $0.74, up 21% QoQ, down 10% YoY; operating EPS $0.75.
UCBI appoints George Bell to Board, increasing size to 12
George Bell appointed as director on Aug 17, 2022, to fill vacancy from board expansion from 11 to 12 members.
UCBI Q2 net income $66.8M; EPS $0.61 (+42% linked Q); NIM expands 22bps
Net income $66.8M, diluted EPS $0.61 (+42% QoQ, -22% YoY); operating EPS $0.66.
Effective August 1, 2026, the Board of Directors (the “Board”) of United Community Banks, Inc. (the “Company”) appointed Carl Carande to serve as a Board member until the Company’s next annual meeting of shareholders.
On April 28 , 2026, United Community Banks, Inc. (the “Company”) and Jefferson L. Harralson (the “Executive”) entered into an Agreement dated as of April 28 , 2026 (the “Harralson Agreement”) pursuant to which Executive will resign, effective as of December 31, 2026 (the “Employment Termination Date”), as Executive Vice President and Chief Financial Officer of the Company.
Effective September 4, 2024, the Board of Directors (the “Board”) of United Community Banks, Inc. (the “Company”) appointed Sally Pope Davis to serve as a Board member
Effective December 1, 2023, the Board of Directors (the “Board”) of United Community Banks, Inc. (the “Company”) appointed John M. James to serve as a Board member until the Company’s next annual meeting of shareholders.
On August 17, 2022, the Board of Directors (the “Board”) of United Community Banks, Inc. (together with its subsidiaries, the “Company”) appointed George B. Bell to serve as a Board member until the Company’s next annual meeting of shareholders.
On October 1, 2021, L. Cathy Cox, a member of the Board of Directors (the “Board”) of United Community Banks, Inc. (the “Company”), submitted her resignation from the Board effective immediately.
On Au gust 12, 2021, the Board of Directors (the “Board”) of United Community Banks, Inc. (the “Company”) appointed Jennifer Mumby Bazante, effective September 1, 2021, to serve as a Board member until the Company’s next annual meeting of shareholders.
Max materiality 0.85 · Median 0.70 · Most common event earnings