United Bancorp Q1 EPS $0.32; core EPS flat; dividend up 10.9%

UNITED BANCORP INC /OH/

2025-Q1 EPS reported $0.32

Diluted EPS $0.32 vs $0.35 YoY; net income $1.872M, down 6.1%.
Core diluted EPS (ex-nonrecurring) $0.30 on both periods; net interest margin improved to 3.60% from 3.46%.
Loans grew $16.6M (3.5%) to $496M; nonaccrual loans up $1.5M to $2.8M, provision $96K.
Total dividend $0.3575 per share (regular $0.1825 + special $0.1750), up 10.9% YoY; yield 6.7%.
Assets $831M; equity $60.8M; price-to-book 132%; no explicit FY guidance.

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