secwatch / observer
8-K filed July 11, 2025, 7:59 PM ET ticker VREOF CIK 0001771706
debt confidence high sentiment positive materiality 0.80

Vireo Growth Inc. (VREOF): debt financing — Vireo closes $153M refinancing; expects $10M+ annual interest savings

Vireo Growth Inc.

Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.95

Vireo Growth Inc. incurred convertible notes of $10,000,000 with Chicago Atlantic Opportunity Finance, LLC at Prime Rate (subject to a 7.5% floor) plus 5.0% per year maturing October 2, 2028.

Instrument
convertible notes
Principal
$10,000,000
Counterparty
Chicago Atlantic Opportunity Finance, LLC
Rate
Prime Rate (subject to a 7.5% floor) plus 5.0% per year
Maturity
October 2, 2028
Event
incurrence
Exact text from the filing
The Company issued a $10 million convertible note (the “Convertible Note”) to Chicago Atlantic Opportunity Finance, LLC, also with a second priority interest, that matures on October 2, 2028 with an option to extend for an additional year subject to a 1% extension fee of all Chicago Atlantic loans advanced, has a cash interest rate of Prime Rate (subject to a 7.5% floor) plus 5.0% per year, and is convertible into that number of the Company’s subordinate voting shares determined by dividing the outstanding principal amount plus all accrued but unpaid interest on the convertible notes on the date of such conversion by a conversion price of $0.625.
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Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.95

Vireo Growth Inc. incurred term loan of $120,000,000 with East West Bank and Western Alliance Bank as Joint Lead Arrangers at one month Term SOFR (subject to a 3% floor) plus 4% per annum maturing July 31, 2028.

Instrument
term loan
Principal
$120,000,000
Counterparty
East West Bank and Western Alliance Bank as Joint Lead Arrangers
Rate
one month Term SOFR (subject to a 3% floor) plus 4% per annum
Maturity
July 31, 2028
Event
incurrence
Exact text from the filing
Alliance Bank, as joint lead arrangers (collectively, in such capacities, the “Joint Lead Arrangers”). The First Lien Term Loan provides for an aggregate principal amount of $120,000,000 to be loaned to the Borrowers. The aggregate principal amount of the First Lien Term Loan amortizes in quarterly installments of $3,000,000 (or 10% per annum of the original
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Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.95

Vireo Growth Inc. incurred term loan of $33,000,000 with Chicago Atlantic Opportunity Finance, LLC as Lender at Prime Rate (subject to a 7.5% floor) plus 5.5% per annum maturing October 2, 2028.

Instrument
term loan
Principal
$33,000,000
Counterparty
Chicago Atlantic Opportunity Finance, LLC as Lender
Rate
Prime Rate (subject to a 7.5% floor) plus 5.5% per annum
Maturity
October 2, 2028
Event
incurrence
Exact text from the filing
Collateral Agent (“2L Agent”) and Chicago Atlantic Credit Advisers, LLC, as Lead Arranger (“Lead Arranger”). The Chicago Atlantic Term Loan provides for a principal amount of $33,000,000 to be loaned to the Borrowers along with a $50,000,000 accordion feature, available to support future strategic initiatives, subject to the sole discretion of the Lender and 2L
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Vireo Growth Inc. filing history →

Source: SEC EDGAR
accession 0001104659-25-067451
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