AmeriServ reports Q2 2025 net loss of $282k EPS ($0.02) on $3.1M provision

AMERISERV FINANCIAL INC /PA/

2025-Q2 EPS reported $0.10 revenue$7,071,000

Q2 net loss $282k vs Q1 net income $1.9M; EPS ($0.02) vs $0.12.
Net interest income $10.4M, NIM 3.10%, sixth consecutive quarterly growth.
Provision for credit losses surged to $3.1M in Q2, driving the loss.
NPLs $15.2M (1.42% of loans); management expects ~$5M decline in Q3.
Tangible book value $5.89; quarterly dividend held at $0.03/share (~4% yield).

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