CBU reports Q3 2025 earnings; full release available on website only

COMMUNITY FINANCIAL SYSTEM, INC.

2025-Q3 EPS reported $2.94 vs consensus $1.06 ▲ beat (+178.4%)

Third quarter ended September 30, 2025; results announced October 21, 2025.
Detailed financial data not included in this 8-K exhibit; refer to investor relations site.
Conference call at 11:00 a.m. ET today, October 21, 2025, to discuss results.

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