United Community Q3 net income $91.5M, EPS $0.70 GAAP, $0.75 operating; revenue up 27% YoY

UNITED COMMUNITY BANKS INC

2025-Q3 EPS reported $1.91 revenue$784,764,000

Net income $91.5M, diluted EPS $0.70 GAAP, operating EPS $0.75, up 32% YoY.
Total revenue $276.8M, up 6% linked quarter; net interest margin 3.58%, +8bps QoQ.
Loans grew $254M (5.4% annualized); customer deposits ex-public funds up $137M.
Net charge-offs $7.7M (0.16% annualized); provision for credit losses $7.9M, down $3.9M QoQ.
Preferred stock redeemed $88.3M; quarterly common dividend raised to $0.25 (+4% YoY).

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.