earnings
confidence high
sentiment positive
materiality 0.75
NB Bancorp Q3 net income $15.4M ($0.43 EPS); declares $0.07 dividend; Provident acquisition on track for Nov 14
NB Bancorp, Inc.
2025-Q3 EPS
reported $1.14
vs consensus $0.43
▲ beat
(+166.1%)
- Net income $15.4M ($0.43 diluted EPS) vs $14.6M ($0.39) prior quarter; operating net income $16.0M ($0.45).
- Dividend declared $0.07/share, payable Nov 19 to record Nov 5.
- Loans grew 15.4% annualized, deposits 27.9%; net interest margin 3.78% (down 4 bps).
- Provident acquisition expected to close Nov 14, 2025; merger costs $994K in Q3.
- Book value per share $18.51, tangible book value $18.48; repurchased 921,934 shares at $19.02 avg.
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