earnings
confidence high
sentiment positive
materiality 0.75
NB Bancorp Q3 2025 net income $15.4M ($0.43 EPS), declares $0.07 dividend
NB Bancorp, Inc.
2025-Q3 EPS
reported $1.14
vs consensus $0.43
▲ beat
(+166.1%)
- Net income $15.4M ($0.43 diluted) vs $14.6M ($0.39) prior quarter; operating net income $16.0M ($0.45) excluding $994K merger costs for Provident acquisition.
- Loans grew $175M (3.9%) to $4.72B; deposits up $297.6M (7.0%) to $4.57B. Net interest margin 3.78% (-4 bps QoQ).
- Board declared $0.07/share quarterly dividend, payable Nov 19 to holders of record Nov 5.
- Pending acquisition of Provident Bancorp expected to close Nov 14, 2025; all regulatory approvals received.
- Tangible book value per share increased to $18.48 from $18.06; repurchased 921,934 shares at $19.02.
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