earnings
confidence high
sentiment positive
materiality 0.65
Hilltop Q3 net income $45.8M, EPS $0.74 vs $0.46; boosts buyback by $50M
Hilltop Holdings Inc.
2025-Q3 EPS reported
$1.95
- Q3 2025 diluted EPS $0.74, net income $45.8M, up from $0.46 EPS and $29.7M in Q3 2024.
- Return on average assets 1.20% (up from 0.84% a year ago); book value per share $35.69 (vs. $34.90 in Q2).
- Mortgage origination lost $7.2M pre-tax on flat volume of $2.3B; net gain margin on sales was 239 bps.
- Board increased stock repurchase authorization by $50M to $185M, with ~$62M remaining through Jan 2026.
- Banking segment pre-tax income $54.7M; net interest margin expanded to 3.23% from 3.16% in Q2.