First Capital posts record Q3 net income $4.5M, EPS $1.34 vs $0.87 YoY

FIRST CAPITAL INC

2025-Q3 EPS reported $3.43 revenue$5,319,000

Net income $4.5M ($1.34 diluted EPS) for Q3 2025, up from $2.9M ($0.87) in Q3 2024.
Net interest margin (tax-equivalent) expanded to 3.71% from 3.19% YoY.
Nonperforming assets decreased to $3.9M from $4.4M at Dec 2024.
Total assets grew to $1.24B from $1.19B at Dec 2024; deposits increased $28.3M.
Nine-month net income $11.5M ($3.43 EPS) vs $8.7M ($2.59) prior year period.

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