earnings
confidence high
sentiment negative
materiality 0.75
CPI Card Group Q3 net sales +11% to $138M; cuts 2025 Adj. EBITDA outlook to flat/low single-digit growth
CPI Card Group Inc.
2025-Q3 EPS reported
$0.64
revenue$390,480,000
- Q3 net sales $138.0M (+11% YoY); net income $2.3M (+78%); diluted EPS $0.19.
- Adjusted EBITDA $23.4M (-7% YoY) due to lower gross margins and tariff costs.
- Debit/Credit segment sales +16% to $115.3M (Arroweye, Card@Once); Prepaid -7% to $23.3M.
- 2025 outlook revised: net sales growth low double-digit/low teens (from mid-teens); Adj. EBITDA growth flat/low single-digit (from mid/high single-digit).
- Redeemed $20M of 10% Senior Notes; net leverage 3.6x; free cash flow $6.1M YTD.