earnings
confidence high
sentiment positive
materiality 0.85
Jefferson Capital Q3 collections +63%, deployments +22%; EPS $0.59; declares $0.24 dividend; acquires $302.8M portfolio
Jefferson Capital, Inc. / DE
2025-Q3 EPS reported
$6.60
revenue$458,490,000
- Collections up 63% to $236.8M; deployments up 22% to $151.0M (largest Q3 ever).
- Pre-tax income up 16% to $45.5M; adjusted pre-tax income up 30% to $54.8M; GAAP EPS $0.59, adjusted EPS $0.74.
- Board declares quarterly dividend of $0.24/share, payable Dec 4 to holders of record Nov 25.
- Signed asset purchase agreement to acquire Bluestem Brands credit card portfolio for $302.8M; expected close Q4 2025.
- Revolving credit facility upsized to $1B, maturity extended to Oct 2030, pricing reduced by 50 bps.