earnings
confidence high
sentiment neutral
materiality 0.75
NB Bancorp reports Q4 net income $7.7M; operating EPS $0.51; approves share repurchase
NB Bancorp, Inc.
2025-FY EPS
reported $1.34
vs consensus $0.46
▲ beat
(+191.9%)
- Net income $7.7M ($0.19 diluted EPS); operating net income $21.2M ($0.51) after $15.7M merger costs.
- Completed Provident acquisition on Nov 15, 2025, adding $1.42B assets, $1.23B loans, $1.13B deposits.
- Net interest margin expanded 14 bps to 3.92%.
- Declared $0.07 quarterly dividend payable Feb 19, 2026; authorized repurchase of up to 2,288,509 shares (5% outstanding).
- Tangible book value per share $17.98 vs $18.48 prior quarter due to goodwill and core deposit intangible.
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