Stellar Bancorp enters merger with Prosperity; Q4 EPS $0.51, NIM expands

Stellar Bancorp, Inc.

Merger agreement with Prosperity Bancshares, Inc. announced; conference call canceled, deal terms undisclosed.
Q4 2025 net income $26.1M ($0.51 diluted EPS); full-year net income $102.9M ($1.99 EPS).
Net interest income $103.4M; tax-equivalent NIM ex-PAA 4.06%, up from 4.00% in Q3.
Nonperforming assets rose to 0.56% of assets; provision for credit losses $5.1M vs $305K in prior quarter.
Repurchased 299,347 shares at avg $30.44; redeemed $30M subordinated debt in October.

item 2.02item 7.01item 9.01

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.