STEL Stellar Bancorp, Inc.

CIK 0001473844 50 ready 8-Ks latest July 1, 2026, 7:30 AM ET RSS · JSON

Activity: NORMAL 1 filings / 30d vs 1 baseline Risk accumulating: repeated leadership change (2)

Ready 8-Ks 50

Latest filing July 1, 2026, 7:30 AM ET

Top materiality 1.00

Event mix earnings ×15 · dividend ×13 · m_and_a ×7

Sentiment 16 pos · 4 neg · 30 neu

Latest earnings reported 2026-Q1

Executive change recent →

SHENANIGAN SCORE 1 / 7 see the board

Recent 8-K filings for STEL

Highest-materiality recent filing

Stellar Bancorp completes merger with Prosperity Bancshares; stock delisted

July 1, 2026, 7:30 AM ET M&A materiality 1.00 neutral item 2.01 item 3.01 item 3.03 item 5.01 item 5.02 item 5.03 item 8.01 item 9.01 ◈ executive_change ×2

Merger closed July 1, 2026; each Stellar share converted to 0.3803 Prosperity shares plus $11.36 cash.
Stellar directors and officers resigned; Robert R. Franklin, Jr. and Joseph B. Swinbank appointed to Prosperity board.

Read filing →

July 1, 2026, 7:30 AM ET M&A materiality 1.00 neutral item 2.01 item 3.01 item 3.03 item 5.01 item 5.02 item 5.03 item 8.01 item 9.01 ◈ executive_change ×2

Stellar Bancorp completes merger with Prosperity Bancshares; stock delisted

Merger closed July 1, 2026; each Stellar share converted to 0.3803 Prosperity shares plus $11.36 cash.
May 27, 2026, 4:45 PM ET M&A materiality 0.85 positive item 5.07 ◈ Shareholder Votes ×2

Stellar Bancorp shareholders approve merger with Prosperity; advisory compensation vote fails

Merger approved: 39,209,984 votes For (99.8% of votes cast), 59,317 Against, 58,567 Abstentions.
May 20, 2026, 5:00 PM ET M&A materiality 0.65 neutral item 8.01

Stellar discloses three lawsuits and supplemental proxy disclosures for PB merger

Three shareholder lawsuits filed in NY Supreme Court challenging merger disclosure adequacy.
May 20, 2026, 5:00 PM ET dividend materiality 0.30 neutral item 8.01 item 9.01

Stellar Bancorp declares $0.15 quarterly dividend payable June 26, 2026

Quarterly cash dividend of $0.15 per common share declared on May 20, 2026.
April 28, 2026, 7:59 PM ET earnings materiality 0.80 positive item 2.02 item 7.01 item 9.01 ◈ Earnings Releases

Stellar Bancorp Q1 net income $27.0M, EPS $0.53; loan growth 16% annualized; merger with Prosperity on track

Net income $27.0M ($0.53 diluted EPS) vs Q4 $26.1M ($0.51); adjusted EPS $0.58 excluding merger costs.
April 22, 2026, 7:59 PM ET M&A materiality 0.70 neutral item 8.01 item 9.01

Stellar and Prosperity receive all regulatory approvals for merger; vote May 27, close July 1

All regulatory approvals received from Federal Reserve Bank of Dallas, FDIC, and Texas Department of Banking.
April 1, 2026, 7:59 PM ET debt materiality 0.50 neutral item 7.01 item 9.01

Stellar Bancorp redeems $30M of 4.70% subordinated notes due 2029

Redeemed remaining $30.0M aggregate principal of 4.70% Fixed-to-Floating Rate Subordinated Notes due 2029.
February 25, 2026, 6:59 PM ET dividend materiality 0.40 positive item 8.01 item 9.01

Stellar Bancorp Declares $0.15 Quarterly Dividend

Board declared quarterly cash dividend of $0.15 per share on February 25, 2026.
January 29, 2026, 6:59 PM ET M&A materiality 0.85 neutral item 1.01 item 9.01 ◈ Material Agreements

Stellar Bancorp to be acquired by Prosperity Bancshares in stock-and-cash deal

Stellar stockholders to receive 0.3803 Prosperity shares and $11.36 cash per share.
January 28, 2026, 6:59 PM ET M&A materiality 0.90 neutral item 7.01 item 9.01

Stellar Bancorp to be acquired by Prosperity Bancshares in ~$2B stock-and-cash deal

Prosperity to issue 0.3803 shares + $11.36 cash per Stellar share; total consideration ~$2B based on Jan 27 closing.
January 28, 2026, 6:59 PM ET M&A materiality 0.90 neutral item 2.02 item 7.01 item 9.01

Stellar Bancorp enters merger with Prosperity; Q4 EPS $0.51, NIM expands

Merger agreement with Prosperity Bancshares, Inc. announced; conference call canceled, deal terms undisclosed.
November 20, 2025, 6:59 PM ET dividend materiality 0.35 positive item 8.01 item 9.01

Stellar Bancorp increases quarterly dividend to $0.15 per share, up $0.01

Quarterly cash dividend of $0.15 per share declared, payable Dec 31, 2025 to holders of record Dec 15, 2025.
October 24, 2025, 7:59 PM ET earnings materiality 0.70 neutral item 2.02 item 7.01 item 9.01

Stellar Bancorp Q3 net income $25.7M ($0.50 EPS); NIM expands to 4.20%, deposits grow $144M

Net income $25.7M, diluted EPS $0.50 vs $26.4M ($0.51) in Q2 2025.
September 2, 2025, 7:59 PM ET debt materiality 0.30 neutral item 7.01 item 9.01

Stellar Bancorp redeems $30M of $60M subordinated notes due 2029

Redeems $30M aggregate principal of its 4.70% Fixed-to-Floating Rate Subordinated Notes due 2029.
August 28, 2025, 7:59 PM ET dividend materiality 0.35 neutral item 8.01 item 9.01

Stellar Bancorp declares $0.14 quarterly dividend payable Sept 30, 2025

Quarterly cash dividend of $0.14 per common share declared.
July 25, 2025, 7:59 PM ET earnings materiality 0.65 positive item 2.02 item 7.01 item 9.01

Stellar Bancorp Q2 net income $26.4M ($0.51 EPS); net interest margin 4.18%, nonperforming assets down

Net income $26.4M ($0.51 diluted EPS) vs Q1 $24.7M ($0.46); annualized ROAA 1.01%, ROTCE 12.16%.
June 16, 2025, 7:59 PM ET leadership materiality 0.25 neutral item 5.02 item 9.01 ◈ executive_change

Stellar Bancorp director William E. Wilson Jr. resigns from board effective June 12, 2025

William E. Wilson Jr. resigned from Stellar Bancorp's board on June 12, 2025, after serving since 2017.
May 28, 2025, 7:59 PM ET other materiality 0.50 neutral item 8.02 item 9.01

Stellar Bancorp shareholders approve amended omnibus incentive plan, adding 1.1M shares

Shareholders approved Amended and Restated 2022 Omnibus Incentive Plan at May 21, 2025 annual meeting.
May 22, 2025, 7:59 PM ET dividend materiality 0.55 positive item 5.02 item 5.07 item 8.01 item 9.01

Stellar Bancorp declares $0.14 quarterly dividend, an increase; shareholders reject board declassification

Quarterly cash dividend raised to $0.14/share, payable June 30, 2025 to holders of record June 16, 2025.
April 25, 2025, 7:59 PM ET earnings materiality 0.65 negative item 2.02 item 7.01 item 9.01

Stellar Bancorp Q1 2025 net income $24.7M ($0.46 EPS); NIM 4.20%

Net income $24.7M, down from $25.2M in Q4; diluted EPS $0.46 vs $0.47.
April 23, 2025, 7:59 PM ET other material materiality 0.60 positive item 8.01 item 9.01

Stellar Bancorp authorizes $65M share repurchase; bank joins Federal Reserve System

Board authorized new $65M share repurchase program through May 31, 2026, replacing prior $60M program.
March 4, 2025, 6:59 PM ET other materiality 0.20 neutral item 7.01 item 9.01

Stellar Bancorp presents at RBC Conference; no new financial data disclosed

Investor presentation furnished for March 4, 2025 RBC Capital Markets conference.
March 4, 2025, 6:59 PM ET other materiality 0.15 neutral item 5.03 item 9.01 ◈ Governance Changes

Stellar Bancorp lowers special meeting threshold from 50% to 25% of outstanding shares

Board approved amended Bylaws effective Feb 26, 2025, reducing shareholder special meeting threshold to 25%.
March 3, 2025, 6:59 PM ET earnings materiality 0.55 negative item 2.02 item 9.01

Stellar Bancorp corrects Q4 earnings: payroll error adds $3.3M to expenses, net income $115M

Payroll accrual error increased noninterest expense by $3.3M (salaries/benefits).
February 26, 2025, 6:59 PM ET dividend materiality 0.60 positive item 8.01 item 9.01

Stellar Bancorp increases quarterly dividend to $0.14 per share

Quarterly cash dividend increased to $0.14 per share, payable March 31, 2025 to shareholders of record March 17, 2025.
January 30, 2025, 6:59 PM ET earnings materiality 0.70 neutral item 2.02 item 7.01 item 9.01

Stellar Bancorp Q4 net income $27.8M ($0.52 EPS); NIM expands to 4.25%

Net income $27.8M ($0.52 diluted EPS) for Q4 2024; full-year net income $117.6M ($2.20 EPS).
January 10, 2025, 6:59 PM ET leadership materiality 0.25 neutral item 5.02 item 9.01 ◈ executive_change

Director Michael A. Havard to retire, not standing for reelection at 2025 annual meeting

Michael A. Havard provided notice on Jan 6, 2025, that he will not stand for reelection at the 2025 Annual Shareholder's Meeting.
December 18, 2024, 6:59 PM ET debt materiality 0.75 neutral item 1.01 item 2.03 item 8.01 item 9.01

Stellar Bancorp ups revolving credit line to $75M and redeems $40M subordinated notes

New $75M revolving credit line from Frost Bank at 3-month SOFR + 2.75%, maturing Dec 13, 2033.
November 21, 2024, 6:59 PM ET dividend materiality 0.60 positive item 8.01 item 9.01

Stellar Bancorp declares $0.14 quarterly dividend, increase from $0.13 per share

Board declared quarterly cash dividend of $0.14 per common share, up $0.01 from prior $0.13.
October 25, 2024, 7:59 PM ET earnings materiality 0.75 positive item 9.01 item 2.02 item 7.01

Stellar Bancorp Q3 net income $33.9M ($0.63 EPS); redeems $40M sub notes due 2027

Net income $33.9M ($0.63 diluted EPS) vs $29.8M ($0.56) Q2 2024; ROAA 1.27%.
October 25, 2024, 7:59 PM ET earnings materiality 0.70 positive item 2.02 item 7.01 item 9.01

Stellar Bancorp Q3 net income $33.9M ($0.63 EPS), up from $29.8M; to redeem $40M sub notes

Net income $33.9M ($0.63 diluted EPS) vs $29.8M ($0.56) in Q2 2024; annualized ROAA 1.27%.
August 22, 2024, 7:59 PM ET dividend materiality 0.30 neutral item 8.01 item 9.01

Stellar Bancorp declares $0.13 quarterly dividend payable Sept 30, 2024

Quarterly cash dividend of $0.13 per share declared on Aug 22, 2024.
July 26, 2024, 7:59 PM ET earnings materiality 0.55 positive item 2.02 item 7.01 item 9.01

Stellar Bancorp Q2 net income $29.8M, EPS $0.56, up 14% QoQ; capital ratios improve

Net income $29.8M ($0.56 diluted EPS) vs Q1 $26.1M ($0.49); annualized ROA 1.13%.
June 5, 2024, 7:59 PM ET other materiality 0.10 neutral item 5.07 item 9.01

Stellar Bancorp annual meeting elects five directors, approves say-on-pay, ratifies auditor

Elected Class II directors: Dopjera, Duplantier, Penland, Tombar, Williams; votes for ranged from 22,788,532 to 34,189,386.
May 23, 2024, 7:59 PM ET dividend materiality 0.55 positive item 8.01 item 9.01

Stellar Bancorp declares $0.13 dividend, authorizes $60M share repurchase through May 2025

Quarterly cash dividend of $0.13 per share declared, payable June 28, 2024 to holders of record June 14, 2024.
April 26, 2024, 7:59 PM ET earnings materiality 0.65 neutral item 2.02 item 7.01 item 9.01 ◈ Earnings Releases

Stellar Bancorp Q1 net income $26.1M ($0.49 EPS), NIM 4.26%, NPLs rise to 0.53% of assets

Net income $26.1M ($0.49 diluted EPS) vs $27.3M ($0.51) in Q4 2023; net interest income $102.1M down 3.6% qoq.
February 23, 2024, 6:59 PM ET dividend materiality 0.40 neutral item 8.01 item 9.01

Stellar Bancorp declares quarterly cash dividend of $0.13 per share

Board declared $0.13 per share quarterly cash dividend on February 22, 2024
January 26, 2024, 6:59 PM ET earnings materiality 0.70 neutral item 2.02 item 7.01 item 9.01 ◈ Earnings Releases

Stellar Bancorp Q4 net income $27.3M ($0.51 EPS); NIM expands to 4.40% but expenses rise on FDIC assessment

Net income $27.3M, diluted EPS $0.51 for Q4 2023; full-year net income $130.5M, EPS $2.45.
November 16, 2023, 6:59 PM ET dividend materiality 0.30 neutral item 8.01 item 9.01

Stellar Bancorp declares $0.13 quarterly dividend, payable Dec 29

Quarterly cash dividend of $0.13 per common share declared on Nov 15, 2023.
November 3, 2023, 7:59 PM ET leadership materiality 0.40 neutral item 5.02 item 9.01 ◈ executive_change

Stellar Bancorp VP Chairman Martinez to retire; new Jaggers employment agreement with $450K base, $500K min bonus

George Martinez will not stand for reelection at 2024 annual meeting; retires as Bank Vice Chairman Dec 31, 2023.
October 27, 2023, 7:59 PM ET earnings materiality 0.70 negative item 2.02 item 9.01 ◈ Earnings Releases

Stellar Bancorp Q3 net income $30.9M ($0.58 EPS) down from $35.2M ($0.66) Q2; loan loss provisions rise

Net income $30.9M ($0.58 diluted EPS) vs Q2 $35.2M ($0.66); annualized ROAA 1.14%, ROATE 14.47%.
August 21, 2023, 7:59 PM ET dividend materiality 0.30 neutral item 8.01 item 9.01

Stellar Bancorp declares $0.13 quarterly dividend payable Sept 29

Quarterly cash dividend of $0.13 per share declared on August 17, 2023.
July 28, 2023, 7:59 PM ET earnings materiality 0.60 neutral item 2.02 item 9.01

Stellar Bancorp Q2 net income $35.2M ($0.66 EPS), down from Q1 $37.1M ($0.70 EPS)

Net income $35.2M, diluted EPS $0.66 vs $37.1M, $0.70 in Q1 2023.
July 24, 2023, 7:59 PM ET leadership materiality 0.30 neutral item 5.02 item 7.01 item 9.01 ◈ executive_change ×2

Stellar Bancorp appoints Cynthia Dopjera to Board of Directors effective July 20, 2023

Dopjera elected as Class II director, filling a vacancy; previously served on Stellar Bank board.
May 30, 2023, 7:59 PM ET other material materiality 0.30 neutral item 3.01 item 7.01 item 9.01

Stellar Bancorp to transfer stock listing from Nasdaq to NYSE effective June 12, 2023

Stellar Bancorp voluntarily transferring its common stock listing from Nasdaq to NYSE.
May 26, 2023, 7:59 PM ET other material materiality 0.60 positive item 5.02 item 5.07 item 8.01 item 9.01 ◈ Shareholder Votes ×4◈ executive_change

Stellar Bancorp: Director resigns, dividend declared, buyback expanded to $60M

Director William S. Nichols III resigns effective May 30, 2023, no disagreement cited.
April 28, 2023, 7:59 PM ET earnings materiality 0.70 positive item 2.02 item 9.01 ◈ Earnings Releases

Stellar Bancorp Q1 net income $37.1M ($0.70 EPS); NIM expands to 4.80%

Net income $37.1M, diluted EPS $0.70; annualized ROAA 1.38%, ROATE 19.32%.
February 24, 2023, 6:59 PM ET dividend materiality 0.40 positive item 7.01 item 8.01 item 9.01

Stellar Bancorp completes name change to Stellar Bank, declares $0.13 quarterly dividend

Bank subsidiary renamed Stellar Bank, new brand launched after merger of equals of Allegiance Bank and CommunityBank of Texas.
January 27, 2023, 6:59 PM ET earnings materiality 0.70 negative item 2.02 item 9.01 ◈ Earnings Releases ×2

Stellar Bancorp posts Q4 net income $2.1M on $44.8M provision; merger costs $11.5M

Net income $2.1M ($0.04 EPS) vs. $??? prior YoY; FY2022 net income $51.4M ($1.47 EPS).
December 16, 2022, 6:59 PM ET debt materiality 0.55 neutral item 1.01 item 2.03 item 9.01 ◈ Debt Financings◈ Material Agreements

Stellar Bancorp enters $75M revolving credit facility with Frost Bank, maturing Dec 2024

$75 million revolving line of credit with Frost Bank; no balance drawn at closing.

Executive changes

Departed

Robert R. Franklin, Jr.

Director

STEL · Stellar Bancorp, Inc.

Effective: 2026-07-01
Filed: July 1, 2026, 7:30 AM ET

Stellar’s directors and executive officers ceased serving as directors and executive officers of Stellar.

Departed

Joseph B. Swinbank

Director

STEL · Stellar Bancorp, Inc.

Effective: 2026-07-01
Filed: July 1, 2026, 7:30 AM ET

Stellar’s directors and executive officers ceased serving as directors and executive officers of Stellar.

Departed

William E. Wilson, Jr.

Director

STEL · Stellar Bancorp, Inc.

Effective: 2025-06-12
Filed: June 16, 2025, 7:59 PM ET

On June 12, 2025, William E. Wilson, Jr., a member of the Board of Directors of Stellar Bancorp, Inc. (the “Company”), notified the Company of his intention to resign from the Board of Directors of the Company, effective the same day.

Departed

Michael A. Havard

Director

STEL · Stellar Bancorp, Inc.

Filed: January 10, 2025, 6:59 PM ET

On January 6, 2025, Michael A. Havard a member of the Board of Directors of Stellar Bancorp, Inc. (the “Company”) provided notice of his decision to not stand for reelection at the Company’s 2025 Annual Shareholder’s Meeting

Departed

George Martinez

Vice Chairman

STEL · Stellar Bancorp, Inc.

Effective: 2023-12-31
Filed: November 3, 2023, 7:59 PM ET

He intends to retire as a director and Vice Chairman of the Bank at December 31, 2023.

Departed

William "Nick" Nichols

Director

STEL · Stellar Bancorp, Inc.

Successor: Cynthia Dopjera
Filed: July 24, 2023, 7:59 PM ET

The appointment fills the vacant Class II director position created by the resignation of William “Nick” Nichols.

Appointed

Cynthia Dopjera

Director

STEL · Stellar Bancorp, Inc.

Effective: 2023-07-20
Filed: July 24, 2023, 7:59 PM ET

On July 20, 2023, the Board of Directors of Stellar Bancorp, Inc. (the “Company”) elected Cynthia Dopjera to the Board of Directors effective July 20, 2023.

Departed

William S. Nichols, III

Director

STEL · Stellar Bancorp, Inc.

Effective: 2023-05-30
Filed: May 26, 2023, 7:59 PM ET

On May 23, 2023, William S. Nichols, III, a member of the Board of Directors of Stellar Bancorp, Inc. (the “Company”), notified the Company of his intention to resign from the Board of Directors of the Company and the Board of Directors of Stellar Bank, effective as of May 30, 2023.

Appointed

Steven F. Retzloff

Executive Chairman

STEL · Stellar Bancorp, Inc.

Effective: 2022-10-01
Filed: October 3, 2022, 7:59 PM ET

Steven F. Retzloff, the current Chief Executive Officer of Allegiance, was appointed as a director of the Company and the Executive Chairman of the Company and Senior Executive Chairman of the Combined Bank.

Appointed

J. Pat Parsons

Vice Chairman of the Combined Bank

STEL · Stellar Bancorp, Inc.

Effective: 2022-10-01
Filed: October 3, 2022, 7:59 PM ET

and was appointed as the Vice Chairman and a director of the Combined Bank.

Departed

J. Pat Parsons

Vice Chairman

STEL · Stellar Bancorp, Inc.

Effective: 2022-10-01
Filed: October 3, 2022, 7:59 PM ET

J. Pat Parsons, ceased to serve as the Company’s former Vice Chairman and a director

Appointed

Ramon A. Vitulli, III

President

STEL · Stellar Bancorp, Inc.

Effective: 2022-10-01
Filed: October 3, 2022, 7:59 PM ET

Ramon A. Vitulli, III was appointed President of the Company and Chief Executive Officer of the Combined Bank

Earnings & guidance

2026-Q1 EPS reported $0.53 filing →

Materiality & sentiment trend

Max materiality 1.00 · Median 0.57 · Most common event earnings

16 positive 4 negative 30 neutral

source · STEL on sec.gov