earnings
confidence high
sentiment positive
materiality 0.85
Primis Financial Q4 net income $30M ($1.20 EPS); NIM 3.28%; TBV $13.34; dividend $0.10
Primis Financial Corp.
2025-FY EPS reported
$2.49
- Q4 2025 net income $30M vs net loss $23M in Q4 2024; diluted EPS $1.20 vs ($0.94).
- Net interest income $30.9M (+18% YoY); net interest margin 3.28% vs 2.90% a year ago.
- Tangible book value per share $13.34, up 28% YoY; TCE/TA ratio improved to 8.33%.
- Mortgage volume $378M (+84% YoY); mortgage warehouse loans $318M (+398% YoY).
- Panacea loans $544M (+25% YoY); quarterly dividend $0.10/sh payable Feb 27; plans to redeem $27M subdebt Jan 31.