earnings
confidence high
sentiment neutral
materiality 0.60
IBC reports 2025 net income $412.3M ($6.62 EPS), up 0.8% YoY; Q4 EPS $1.71 down 7.6%
INTERNATIONAL BANCSHARES CORP
2025-FY EPS
reported $6.62
vs consensus $1.66
▲ beat
(+298.2%)
- Annual net income $412.3M ($6.62 diluted EPS) vs $409.2M ($6.57) in 2024, up 0.8%.
- Q4 net income $106.9M ($1.71 diluted EPS) vs $115.1M ($1.85) in Q4 2024, down 7.1%.
- Total assets $16.6B at Dec 31 2025 vs $15.7B a year ago; net loans $9.3B vs $8.7B; deposits $12.4B vs $12.1B.
- CEO credits balance sheet management, cost controls, and new AI initiatives for results.
- No forward guidance or dividend change provided in the release.