United Community Q1 EPS $0.70 op (+19% YoY); revenue $276.5M; NIM 3.65%; announces Peach State acquisition

UNITED COMMUNITY BANKS INC

2026-Q1 EPS reported $0.69 revenue$276,510,000

Net income $84.3M; diluted operating EPS $0.70, up 19% from Q1 2025.
Total revenue $276.5M (+12% YoY); net interest margin 3.65% (+29 bps YoY).
Loans grew $218M (4.5% annualized) from Q4; customer deposits up $237M.
Repurchased 1.09M shares at avg $33.97; plans to redeem $100M sub-debt in Q2.
Entered definitive merger agreement to acquire Peach State Bancshares (no deal terms in filing).

item 2.02 item 7.01 item 9.01

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

UNITED COMMUNITY BANKS INC reported first fiscal quarter of 2026 results: revenue $276.5 million, net income $84.3 million, EPS $0.69.

Period: first fiscal quarter of 2026
Revenue: $276.5 million
Net income: $84.3 million
EPS: $0.69
Result: reported results

Exact text from the filing

basis · Net income of $84.3 million and pre-tax, pre-provision income of $119.2 million, up $12.9 million and $12.6 million, respectively, from a year ago · Total revenue of $276.5 million improved $28.8 million, or 12%, from a year ago · Net interest margin of 3.65% increased by 29 basis points from a year ago and 3 basis points from the fourth quarter on a lower

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Source: SEC EDGAR

accession 0001104659-26-045714

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