AmeriServ Q1 net income falls 6% to $1.79M ($0.11 EPS); NIM improves 25bps

AMERISERV FINANCIAL INC /PA/

2026-Q1 EPS reported $0.11 revenue$3,611,000

Net income of $1.794M ($0.11 diluted EPS) vs $1.908M ($0.12) in Q1 2025, down 6%.
Net interest income up $897K (9%) to $10.9M; net interest margin expanded 25bps to 3.26%.
Provision for credit losses was $217K expense vs $97K recovery in prior year.
Board declared $0.03 quarterly dividend, payable May 18, 2026 to holders of record May 4, 2026.

item 2.02 item 8.01 item 9.01

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

AMERISERV FINANCIAL INC /PA/ reported first quarter 2026 results: net income $1,794,000, EPS $0.11 per diluted common share.

Period: first quarter 2026
Net income: $1,794,000
EPS: $0.11 per diluted common share
Result: reported results

Exact text from the filing

THE FIRST QUARTER OF 2026 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND JOHNSTOWN, PA - AmeriServ Financial, Inc. (NASDAQ: ASRV) reported first quarter 2026 net income of $1,794,000, or $0.11 per diluted common share. This compares to net income for the first quarter of 2025 of $1,908,000, or $0.12 per diluted common share. The following table details the

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AMERISERV FINANCIAL INC /PA/ filing history →

Source: SEC EDGAR

accession 0001104659-26-045779

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