Peoples Financial Q1 net income up 10.4% to $1.446M; EPS $0.31 vs $0.28

PEOPLES FINANCIAL CORP /MS/

2026-Q1 EPS reported $0.31

Net income $1.446M vs $1.310M YoY; EPS $0.31 vs $0.28 on 4.617M shares.
Net interest income rose $99K to $5.767M; total interest income +$52K, interest expense -$47K.
ROA improved to 0.77% from 0.62%; efficiency ratio improved to 76% from 77%.
Total deposits up $61.8M to $666.2M from Dec. 2025, driven by public fund tax deposits.
Bank leverage ratio remained strong at 14.15% despite $29.6M unrealized losses on AFS securities.

item 2.02 item 9.01

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 1.0

PEOPLES FINANCIAL CORP /MS/ reported the first quarter of 2026 results: net income $1,446,000, EPS $0.31.

Period: the first quarter of 2026
Net income: $1,446,000
EPS: $0.31
Result: reported results

Exact text from the filing

Net income for the first quarter of 2026 increased $136,000 to $1,446,000 compared to net income of $1,310,000 for the first quarter of 2025. The earnings per weighted average common share for the first quarter of 2026 were $0.31 compared to earnings per weighted average common share of $0.28 for the first quarter of 2025.

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PEOPLES FINANCIAL CORP /MS/ filing history →

Source: SEC EDGAR

accession 0001104659-26-046776

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