Recent 8-K filings for PFBX

• May 27, 2026, 5:15 PM ET dividend materiality 0.50 positive item 2.02item 9.01

  Peoples Financial declares $0.18 semi-annual dividend payable June 11, 2026

  Regular semi-annual cash dividend of $0.18 per common share declared.

• April 27, 2026, 7:59 PM ET other material materiality 0.15 neutral item 5.07

  Peoples Financial board nominees elected; opposition nominee defeated

  Board nominees won with ~2.75M FOR each (62%); opposition Stewart Peck got 1.66M FOR (38%).

• April 22, 2026, 7:59 PM ET earnings materiality 0.50 positive item 2.02item 9.01 ◈ Earnings Releases

  Peoples Financial Q1 net income up 10.4% to $1.446M; EPS $0.31 vs $0.28

  Net income $1.446M vs $1.310M YoY; EPS $0.31 vs $0.28 on 4.617M shares.

• January 29, 2026, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Peoples Financial Q4 net income falls to $716k ($0.16 EPS) from $1.528M; full-year EPS $0.85 vs $4.66

  Q4 net income $716,000 ($0.16 EPS) vs $1,528,000 ($0.33 EPS) YoY; total interest income fell $1.071M to $6.569M.

• November 25, 2025, 6:59 PM ET dividend materiality 0.50 neutral item 2.02item 9.01

  Peoples Financial declares $0.18 semi-annual dividend payable Dec 12, 2025

  Regular semi-annual cash dividend of $0.18 per common share declared.

• October 22, 2025, 7:59 PM ET earnings materiality 0.60 negative item 2.02item 9.01

  Peoples Financial Q3 EPS $0.14; prior-year $3.31 included $15.2M tax benefit

  Q3 2025 net income $643K ($0.14 EPS) vs $15.4M ($3.31 EPS) in Q3 2024; prior year included $15.2M tax benefit from reversal of deferred tax asset valuation allowance.

• September 2, 2025, 7:59 PM ET other material materiality 0.15 neutral item 5.07

  Peoples Financial Board sets annual say-on-pay vote despite majority shareholder preference for triennial

  Board approved annual non-binding advisory votes on named executive officer compensation, overriding shareholder vote where 2,520,347 favored triennial (every 3 years).

• July 23, 2025, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Peoples Financial Q2 net income down 47% YoY; deposits fall $76M

  Q2 net income fell to $1.242M ($0.27 EPS) from $2.329M ($0.50 EPS) YoY.

• May 28, 2025, 7:59 PM ET dividend materiality 0.35 neutral item 2.02item 9.01

  Peoples Financial Corp declares $0.18 semi-annual dividend, payable June 13, 2025

  Declared regular semi-annual cash dividend of $0.18 per common share.

• April 29, 2025, 7:59 PM ET other material materiality 0.15 neutral item 5.07

  Peoples Financial annual meeting re-elects all six board nominees; shareholder sale proposal defeated

  All six board nominees (Barnes, Dennis, O'Keefe, Riley, Sliman, Swetman) elected with ~2.8M for each; opposition nominee Peck received 1.57M for, 2.68M withheld.

• April 23, 2025, 7:59 PM ET earnings materiality 0.65 negative item 2.02item 9.01

  Peoples Financial Q1 net income falls 46% to $1.31M; EPS $0.28 vs $0.52

  Net income $1.31M vs $2.415M in Q1 2024; EPS $0.28 vs $0.52.

• January 23, 2025, 6:59 PM ET earnings materiality 0.55 negative item 2.02item 9.01

  Peoples Financial Q4 net income down 11% YoY to $1.528M; announces new buyback plan, annual meeting date

  Q4 2024 net income $1.528M ($0.33 EPS) vs $1.723M ($0.37 EPS) in Q4 2023, driven by higher noninterest expense and interest expense.

• November 29, 2024, 6:59 PM ET dividend materiality 0.45 positive item 2.02item 9.01

  Peoples Financial Corp declares $0.26 total dividend including $0.08 special; payable Dec 13

  Regular semi-annual cash dividend of $0.18 per share; special dividend of $0.08 per share; total $0.26 per share.

• October 23, 2024, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01

  Peoples Financial Q3 net income jumps to $15.4M on $15.2M deferred tax asset reversal; pre-tax income falls 40%

  Q3 2024 net income $15.4M ($3.31 EPS) vs $1.9M ($0.41 EPS) a year ago; includes $15.2M one-time tax benefit from valuation allowance reversal.

• July 24, 2024, 7:59 PM ET earnings materiality 0.65 negative item 2.02item 9.01

  Peoples Financial Q2 net income falls 20% to $0.50 EPS on higher deposit costs

  Net income $2.33M vs $2.91M in Q2 2023; EPS $0.50 vs $0.62.

• May 22, 2024, 7:59 PM ET dividend materiality 0.50 positive item 2.02item 9.01

  Peoples Financial declares $0.18 semi-annual cash dividend

  Declared regular semi-annual cash dividend of $0.18 per common share.

• April 29, 2024, 7:59 PM ET other material materiality 0.15 negative item 5.07 ◈ Shareholder Votes ×2

  Peoples Financial holds contested director election; opposition nominee fails but 33% withhold votes on board slate

  Board nominees each received ~2.8M votes for, ~1.4M withheld; opposition candidate Stewart Peck got 1.47M for.

• April 24, 2024, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01 ◈ Earnings Releases

  Peoples Financial Q1 net income down 8% to $2.4M, announces $1M stock buyback

  Net income $2.415M ($0.52 diluted EPS) vs $2.623M ($0.56) in Q1 2023, down 8%.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.75 · Median 0.50 · Most common event earnings

4 positive 7 negative 7 neutral

source · PFBX on sec.gov