Colony Bankcorp Q1 net income $8.2M ($0.39 EPS); NIM expands to 3.48%; declares $0.12 dividend

COLONY BANKCORP INC

2026-Q1 EPS reported $0.39

Q1 2026 net income $8.2M ($0.39 diluted EPS) vs $6.6M ($0.38) in Q1 2025; operating EPS $0.45.
Net interest margin improved to 3.48% from 2.93% a year ago, aided by TC Bancshares acquisition and higher asset yields.
Total loans grew $32.2M to $2.41B; deposits declined $19.1M to $3.05B driven by seasonal municipal outflows.
Noninterest income up 18.2% to $10.7M, led by insurance and wealth advisory; noninterest expense rose to $27.7M.
Board declared $0.12 per share quarterly dividend, payable May 20, 2026 to holders of record May 6, 2026.

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