earnings
confidence high
sentiment positive
materiality 0.75
Southern Missouri Bancorp reports Q3 FY2026 EPS $1.60, up 15.1% YoY; declares $0.25 dividend
SOUTHERN MISSOURI BANCORP, INC.
2026-Q3 EPS reported
$4.59
- Net income $17.8M, diluted EPS $1.60 vs $1.39 a year ago (up 15.1%).
- Net interest margin 3.67% vs 3.44% a year ago; net interest income up 9.3% YoY.
- Provision for credit losses $2.1M, up $1.1M YoY, driven by agriculture loan reserves.
- Dividend declared $0.25 per share, payable May 29, 2026 to record May 15, 2026.
- Nonperforming assets 0.62% of total assets vs 0.47% at June 30, 2025.