C&N chief lending officer Cwiklinski retiring July 10; Adamson promoted

CITIZENS & NORTHERN CORP

Kelley Cwiklinski, EVP and Chief Lending Officer, will retire effective July 10, 2026, after 41 years in banking.
Gregory Adamson, currently Southeast Regional Commercial Lending Executive, promoted to SVP Director of Commercial Lending effective July 10.
Cwiklinski will remain in an advisory capacity post-retirement to support transition.
She joined C&N in 2020 via the Covenant Bank merger and led commercial lending strategy including the Susquehanna Community Bank acquisition.

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