Jefferson Capital Q1 2026: record collections $309.9M (+19% YoY), EPS $0.61, adj EPS $0.73

Jefferson Capital, Inc. / DE

2026-Q1 EPS reported $0.61 revenue$176,439,000

Record collections $309.9M (+19% YoY); ERC $3.4B (+18%).
Revenue $176.4M (+14%); pre-tax income $51.1M; net income $37.6M; GAAP EPS $0.61.
Adjusted pre-tax income $58.4M; adjusted net income $44.9M; adjusted EPS $0.73.
Board declared $0.24/sh quarterly dividend, payable June 4, 2026 to holders of record May 26.
Leverage ratio improved to 1.79x from 2.17x; RCF upsized to $1.15B on April 22.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 1.0

Jefferson Capital, Inc. / DE reported first quarter 2026 results: revenue $176.4 million, net income $37.6 million, EPS $0.61.

Period: first quarter 2026
Revenue: $176.4 million
Net income: $37.6 million
EPS: $0.61
Result: reported results

Exact text from the filing

resources.” First Quarter 2026 Highlights (vs. First Quarter 2025) ● Record collections grew 19% to $309.9 million ● ERC rose 18% to $3.4 billion ● Record revenue up 14% to $176.4 million ● Sector-leading Cash Efficiency Ratio of 73.0% ● Leverage ratio* improved to 1.79x as compared to 2.17x ● Pre-tax Income of $51.1 million with Net Income of $37.6 million and

View on SEC.gov

Browse all earnings releases →

Jefferson Capital, Inc. / DE filing history →

Source: SEC EDGAR

accession 0001104659-26-061149

view filing index on sec.gov

view primary document

Machine-readable: JSON · Markdown · Plain text

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.