Jefferson Capital Q1 2026: record collections $309.9M (+19% YoY), EPS $0.61, adj EPS $0.73

Jefferson Capital, Inc. / DE

2026-Q1 EPS reported $0.61 revenue$176,439,000

Record collections $309.9M (+19% YoY); ERC $3.4B (+18%).
Revenue $176.4M (+14%); pre-tax income $51.1M; net income $37.6M; GAAP EPS $0.61.
Adjusted pre-tax income $58.4M; adjusted net income $44.9M; adjusted EPS $0.73.
Board declared $0.24/sh quarterly dividend, payable June 4, 2026 to holders of record May 26.
Leverage ratio improved to 1.79x from 2.17x; RCF upsized to $1.15B on April 22.

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