AmeriServ Financial Q2 net income $2.7M ($0.16/share) vs loss; declares $0.03 dividend

AMERISERV FINANCIAL INC /PA/

Q2 2026 net income $2.7M ($0.16 diluted EPS) vs Q2 2025 net loss $282K ($0.02 loss).
Net interest margin improved 24 bps to 3.34% in Q2; net interest income up 9.1% YoY.
Provision for credit losses recovery of $294K in Q2 vs $3.1M provision in Q2 2025.
Non-interest expense up 9.3% due to $520K increase in professional fees (SB Value Partners consulting).
Board declared $0.03 quarterly dividend, payable Aug 17, 2026 to holders of record Aug 3, 2026.

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