First Northern Community Bancorp reports 2021 net income up 16.7% to $14.2M; declares 5% stock dividend

FIRST NORTHERN COMMUNITY BANCORP

2021-FY EPS reported $1.00

Year ended 2021 net income $14.2M, diluted EPS $1.00, vs $12.2M ($0.85) in 2020.
Total deposits $1.73B, up 16.9% YoY; net loans (ex-PPP) grew 11.9%.
No provision for loan losses in Q4 2021; reversal of provision of $1.5M for full year.
Board declared 5% stock dividend payable March 25, 2022 to holders of record Feb 28, 2022.
Bylaws amended to increase mandatory director retirement age from 72 to 75.

item 2.02 item 7.01 item 5.03 item 8.01 item 9.01

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