Greene County Bancorp Q2 net income $7.5M, up 31% YoY; record assets $2.97B

GREENE COUNTY BANCORP INC

2025-Q2 EPS reported $0.81

Net income $7.5M ($0.44 per share) for Dec 31, 2024 quarter vs $5.7M ($0.34) a year ago; six-month net income $13.8M.
Total assets $2.97B (record), net loans $1.53B (record), deposits $2.47B at Dec 31, 2024.
Net interest margin improved to 2.04% for quarter from 1.94% a year ago; net interest income up $1.7M to $14.1M.
Provision for credit losses on loans $505K for quarter vs $183K prior; allowance 1.30% of loans.
Noninterest income up 11.4% to $3.9M; noninterest expense up 0.6% to $9.4M.

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