Greene County Bancorp Q1 net income $8.9M, EPS $0.52, record assets, expands into Saratoga County

GREENE COUNTY BANCORP INC

2026-Q1 EPS reported $0.52

Net income $8.9M ($0.52 EPS) vs $6.3M ($0.37 EPS) a year ago, up 41.7%.
Total assets $3.1B, net loans $1.65B, deposits $2.7B – all record highs.
Net interest margin expanded to 2.48% from 2.03% YoY; net interest spread 2.25% vs 1.76%.
Provision for credit losses $1.3M vs $634K; ACL ratio 1.27% of loans.
Announced expansion into Saratoga County; Clifton Park office grand opening Oct 25, 2025.

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