TrustCo Q4 net income up 38% to $15.6M, EPS $0.85; announces 2M share buyback for 2026

TRUSTCO BANK CORP N Y

2025-FY EPS reported $3.25

Net income $15.6M vs $11.3M (+38%); diluted EPS $0.85 vs $0.59 (+44.1%).
Net interest margin 2.82% (+22bps); net interest income $43.7M (+12.4%) YoY.
Full-year 2025 net income $61.1M ($3.25 EPS) vs $48.8M ($2.57 EPS) in 2024.
Repurchased 1M shares (5.3%) in 2025; new program authorizes up to 2M shares (11.1%) for 2026.
Book value per share $38.08 (+7.1% YoY); total shareholder return 29% for the year.

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