Farmers & Merchants Bancorp posts record Q3 2026 net income of $25.1 million, up 5.75%

FARMERS & MERCHANTS BANCORP

Diluted EPS was $36.75, up 8.34% from $33.92 a year earlier; net interest income rose 5.25% to $58.3 million.
Total loans and leases grew $136.0 million, or 3.77%, to $3.74 billion; deposits increased $85.0 million to $5.0 billion.
Tangible book value per share rose 6.27% to $932.14; total risk-based capital ratio was 16.39% and CET1 14.91%.
Noninterest expense jumped to $35.8 million from $28.9 million, lifting the efficiency ratio to 55.49% from 46.48%.
Accumulated other comprehensive loss rose $33.0 million on securities unrealized losses; FMCB repurchased 4,714 shares for $6.7 million.

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