Greene County Bancorp reports record $12.5M net income for quarter ended Sept. 30, 2026, up 41% year over year

GREENE COUNTY BANCORP INC

Net income was $12.5 million, or $0.73 per diluted share, versus $8.9 million, or $0.52, for the quarter ended Sept. 30, 2025; net income rose 40.9%.
Net interest income increased $4.4 million to $21.9 million; net interest margin expanded 45 basis points to 2.93% from 2.48% a year earlier.
Total assets reached a record $3.2 billion; net loans were $1.8 billion and deposits $2.8 billion, up $134.4 million or 5.0% from June 30, 2026.
Provision for credit losses was a $432,000 benefit versus a $1.3 million charge a year earlier; nonperforming loans fell to $3.2 million from $3.9 million at June 30.
Noninterest income fell 27.0% to $2.9 million on a $1.2 million securities sale loss; noninterest expense rose 7.4% to $10.8 million.

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