earnings
confidence high
sentiment positive
materiality 0.75
Eagle Bancorp Montana Q3 net income $3.1M ($0.40/diluted); NIM expands to 4.18%
Eagle Bancorp Montana, Inc.
2022-Q3 EPS reported
$0.98
- Net income $3.1M ($0.40 diluted EPS) vs $1.8M ($0.24) in Q2 2022; YoY net income down from $4.7M ($0.73).
- Revenue $25.3M, up 8.6% linked quarter; NIM 4.18%, up 9 bps from Q2 and 31 bps YoY.
- Total loans $1.31B (+48.3% YoY); organic loan growth $61.2M in Q3; deposits $1.67B (+40.2% YoY).
- Declared quarterly dividend $0.1375/share, payable Dec 2, 2022 to holders of record Nov 10, 2022.
- Merger with First Community contributed $370M in assets; acquisition costs of $103K in Q3 (vs $1.9M in Q2).