earnings
confidence high
sentiment negative
materiality 0.55
Westamerica Bancorp Q2 2025 net income $29.1M, EPS $1.12 vs Q1 $31.0M/$1.16
WESTAMERICA BANCORPORATION
2025-Q2 EPS reported
$2.29
- Net interest income (FTE) $54.6M, down from $56.4M Q1; yield on earning assets 4.07% vs 4.14%.
- No provision for credit losses in Q2 (Q1 had $550K reversal); allowance for credit losses $13.8M.
- Nonperforming assets $5.0M; noninterest expense $25.5M vs $25.1M Q1.
- Paid $0.46 per share dividend; repurchased 773K shares in Q2.
- Capital ratios remain above highest regulatory guidelines.
item 2.02item 9.01