earnings
confidence high
sentiment neutral
materiality 0.70
Hanmi Q2 net income $15.1M ($0.50 EPS) down from Q1; NIM expands to 3.07%
HANMI FINANCIAL CORP
2025-Q2 EPS reported
$1.08
revenue$128,027,000
- Net income $15.1M, diluted EPS $0.50, vs $17.7M ($0.58) prior quarter; credit loss expense $7.6M.
- Preprovision net revenue grew 3.7% QoQ; net interest margin up 5 bps to 3.07%.
- Asset quality improved: criticized loans down 71.8% to 0.74% of total loans; nonaccruals fell 26.8%.
- Loans $6.31B (+0.4% QoQ), deposits $6.73B (+1.7%); noninterest-bearing deposits 31.3% of total.
- Tangible book value $24.91 per share; CET1 ratio 12.12%, TCE/TA 9.58%.