earnings
confidence high
sentiment positive
materiality 0.75
Hanmi Q3 net income jumps 46% to $22.1M; EPS $0.73 vs $0.50; NIM expands to 3.22%
HANMI FINANCIAL CORP
2025-Q3 EPS reported
$1.82
revenue$198,986,000
- Q3 net income $22.1M ($0.73 diluted EPS) vs $15.1M ($0.50) in Q2; ROAA 1.12%, ROAE 10.69%.
- Net interest margin widened 15 bps to 3.22%; preprovision net revenue up 16.4% QoQ.
- Loan production of $571M (up 73% QoQ) drove loans to $6.53B; deposits rose 0.6% to $6.77B.
- Credit loss expense fell $5.5M to $2.1M; nonperforming assets down 17.7% to $21.4M (0.27% of loans).
- Repurchased 199,698 shares at avg $23.45; tangible common equity ratio 9.80%.