Eagle Bancorp Q3 net income $3.6M ($0.46 EPS); NIM 3.94%; dividend $0.145

Eagle Bancorp Montana, Inc.

2025-Q3 EPS reported $1.29

Net income $3.6M vs $2.7M in Q3 2024; diluted EPS $0.46 vs $0.34 year ago.
Net interest margin 3.94%, up 60 bps YoY; net interest income up 18.3% to $18.7M.
Board declared $0.145 quarterly dividend, payable Dec 5 to holders of record Nov 14.
Redeemed all $15M of 5.50% subordinated notes on Oct 1, 2025, using line of credit.
Total loans $1.56B (+1.5% YoY); total deposits $1.75B (+6.2% YoY).

item 2.02item 9.01

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